Christchurch Property Market 2025: Unveiling Opportunities with Non-Bank Lenders

As we progress through 2025, Christchurch's property market continues to present promising opportunities for developers and investors. Staying informed about current market trends and understanding the evolving role of non-bank lenders are essential steps for those aiming to capitalise on these prospects.

Key Insights:

1. Stable Property Values
As of January 2025, the average property value in Christchurch is approximately $803,819, reflecting a stable market with minimal fluctuations in recent months.

2. Increase in New Listings
January 2025 saw a significant increase in new property listings, with nearly 9,000 new listings nationwide—the highest January level since 2015. This surge indicates a robust seller confidence and provides buyers with a wider selection of properties.

3. Market Resilience
Despite national trends, Christchurch's property market has shown resilience, with property values experiencing modest growth. This stability underscores the city's appeal to both buyers and investors

The Rise of Non-Bank Lending

Non-bank lenders have become increasingly prominent in New Zealand's property development financing landscape, offering developers greater accessibility and flexibility compared to traditional banks. This shift is driven by the need for more adaptable financing solutions in a dynamic market environment.

Advantages of Non-Bank Lenders:
- Flexible Financing Solutions: Non-bank lenders often provide tailored financing options, accommodating unique project requirements and timelines.
- Expedited Approval Processes: With streamlined procedures, non-bank lenders can offer quicker approvals, enabling developers to seize market opportunities promptly.
- Specialised Expertise: Many non-bank lenders possess in-depth knowledge of the property development sector, offering valuable insights and support throughout the project lifecycle.

Why Partner with Fox Group?


- Local Market Expertise: Our focus on Christchurch ensures we are attuned to the specific dynamics and opportunities within the area.


- Customised Financing Options: We offer a range of financing solutions designed to meet the distinct needs of your development.


- Swift Decision-Making: Our streamlined processes enable prompt approvals, allowing you to progress your projects without delays.

Seizing Opportunities with Fox Group

At Fox Group, we specialise in providing flexible and efficient financing solutions tailored to the unique needs of property developers in Christchurch and beyond. Our deep understanding of the local market, combined with our commitment to personalised service, positions us as a trusted partner in your development journey.

As Christchurch's property market continues to evolve, aligning with a knowledgeable and flexible financing partner is essential. Fox Group is committed to supporting your development aspirations with tailored solutions that drive success.

Explore our financing options today at www.foxgroup.co.nz and embark on your next successful development venture.

Contact us for your financing requirements and bespoke advice.

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2024 Wrap-Up: Resilience, Lessons, and Opportunities for 2025